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developments in financial services marketing

If you could create your own network, how would it look?

Much has been reported in recent months about the debate between the old networks versus the direct route. Big-hitting executives from multiple camps praising the merits of their organisations usually after another casualty declares a catastrophic failing.

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Metlife focuses on client relationships with adviser seminars

Behavioural finance guru Joe Jordan to host six events

MetLife is continuing its commitment to supporting advisers in developing their businesses with plans for six IFA events run by behavioural finance guru Joe Jordan.

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Are risk free interest rates truly riskless?

The risk free interest rate, defined as the return available on an asset with no risk of financial loss, is one of the key building blocks of corporate finance and asset valuation. Indeed theoretically the expected returns of all risky assets can be calculated by adding a risk premium on to this risk free rate. In the real world, however, can any asset truly be defined as riskless? Even the USA has a credit rating of AA+ according to the rating agency S&P, one notch lower than the least risky rating of AAA.

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Standard Life offers enhanced reporting for MyFolio with ‘Lookthrough’ tool

Standard Life  has launched the MyFolio ‘Lookthrough’ tool. The tool has been designed to support advisers with clients invested in the MyFolio suite of funds. Standard Life has worked with advisers to create a tool which enhances reporting options, and helps them communicate the benefits of MyFolio to their clients, and demonstrates the sophistication of MyFolio as an investment solution.

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New global markets dominate foreign assignments for UK employers

UK employers are looking further afield to exploit new business opportunities in the globalised marketplace, according to latest research from Aviva. The survey finds that 58% of employers sending staff overseas are posting employees to new locations, with the emerging “BRIC” economies such as China (41%), India (41%) and Russia (25%) featuring prominently on the list of destinations.

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Facilitating unit rebates essential to give fund groups pricing flexibility

Platforms must facilitate unit rebates if they are going to provide fund groups with the pricing flexibility required to manage their competitive position in the market, says Skandia.  If platforms do not facilitate unit rebates and just host commission free 75 basis points share classes, they will prevent fund groups from being able to discount their charges to benefit investors.

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Man versus machine for investment decisions?

There’s little doubt technology is revolutionising business. But what about investment? Finance is no less prone to change than other industries. Automatic trading programs can generate profits in seconds but have also been blamed for causing or amplifying flash market crashes. Do investment professionals have anything to fear from automation?

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Advisers reveal top concerns of clients in the retirement income space 

MGM Advantage, the retirement income specialist, has asked advisers what the top concerns currently are for clients who are in retirement. Nine out of ten advisers said clients using income drawdown were worried about their fall in income following reviews.

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Pension funds call for pay clawback at Barclays

Joanne Segars, Chief Executive of the National Association of Pension Funds (NAPF), commented on Barclays:

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Telemarketers accused of flouting cold-call regulations

The government-regulated service intended to allow people to block cold callers is being ignored by “cowboy” telemarketing companies, according to a BBC ‘Panorama’ investigation.

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